Don't Have Sex Nine Months Before Christmas and other practical financial tips

“I’ve started and abandoned at least four finance books because they made me feel worse about my situation. This one kept me smiling, and the title alone got my husband to pick it up. The chapter on why you don’t need a meticulously planned budget was a relief, because I’ve failed at those every January for years. I tried the simple exercise she suggests instead, found a couple of forgotten accounts to sweep, and made an extra payment on our mortgage that same week. The Christmas spending tips came at the perfect time too, with no awkward conversations required. Light, practical, and not one yawn.”