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Portrait of RoseMarie Keogh-Smyth
Author spotlight

RoseMarie Keogh-Smyth

Author of Don't Have Sex Nine Months Before Christmas and other practical financial tips

I'm RoseMarie Keogh-Smyth, but you can call me Rosy. I'm an award-winning Canadian author, financial educator and storyteller who believes talking about money should be as comfortable as having a beer on the back deck.

My book, Don't Have Sex Nine Months Before Christmas and other practical financial tips, brings humour, real-life experiences and practical financial wisdom together in a way that makes money conversations approachable and enjoyable.

I write the way I talk, sharing stories, lessons learned and simple, doable moves that help readers make their money work for the lives they want to live.

Since its publication in November 2024, my book has reached readers in seven countries and won the 2025 International Impact Book Award for Finance.

I believe debt and dreams are not opposites. Every dollar is a vote for the life you want.

And sometimes, changing your financial future starts with picking up a book with a ridiculous title.

Published by Lucky Book

Reviews

Latest from readers

On Don't Have Sex Nine Months Before Christmas and other practical financial tips

★★★★★

a money book that actually made me laugh

“I’ve started and abandoned at least four finance books because they made me feel worse about my situation. This one kept me smiling, and the title alone got my husband to pick it up. The chapter on why you don’t need a meticulously planned budget was a relief, because I’ve failed at those every January for years. I tried the simple exercise she suggests instead, found a couple of forgotten accounts to sweep, and made an extra payment on our mortgage that same week. The Christmas spending tips came at the perfect time too, with no awkward conversations required. Light, practical, and not one yawn.”
The Literary HiveMichael Beas · The Hive
Verified ✓
Press

In the press

May 27, 2026

Debt Freedom on Air

The Women's Channel TV Network

Oct 16, 2025